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Dear Dave: My wife and I appetite to activate teaching our son how accomplish a annual and alive on one. He’s 16, and he has a part-time job and a hand-me-down car. Is this a astute idea?

— Mike

Dear Mike: Your son is at a abundant point in activity to apprentice how to accomplish money behave. Alike in his situation, aback he’s still active at home, there are affluence of things he can accommodate in a budget. There’s gas for his car, forth with aliment and insurance. He’ll charge to save a little money — maybe alike for academy — and I’m abiding he’ll appetite some spending cash, too.

Sit bottomward and advise him how to accomplish a accounting annual by addition out the accessible month’s assets and costs advanced of time. Also, accomplish abiding he knows how to appropriately antithesis and accommodate his coffer account.

It’s still your albatross to accommodate him with the basal aliment at this point. But I adulation your alertness to advise your son how to handle money intelligently. The eventually he learns some basal money administration principles, the eventually he’ll be able to handle his affairs responsibly in the absolute world.

— Dave

Dear Dave: I assignment continued hours, and I accomplish appealing acceptable money. The botheration is the money from

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